Top writers around the world will write for you outsourcing

With good website content you get the benefit of clearly depicting what it is you want to share with people. Also, good content and articles can lead people to your site. With more traffic, you get to earn more from your site making it profitable. A sites success, be it for profit or not, is the number of the flow of traffic in your site.

So how does good content and great articles get you traffic? Well, many search engines rely on the keyword and keyword phrases of a site to put it in their results list. If your content contains a good number of keywords and keywords phrases, it may be chosen to be a part of the top listed sites in the search result pages.

But before you think of just plastering your site with all the keywords and keyword phrases it could hold, search engines also filter out that abuse. You must have good well written articles that incorporate the keywords and keyword phrases properly in their content and articles.

There are many of those who cannot afford the time to write their own website contents and articles. While writing content and articles specifically designed for the internet may take some getting used to and some researching and learning, there are many writers that can be found all over the world who could do it for you.

Many of us do not have the time to learn web content writing and article writing designed for the internet. There are writers who have great experience in doing this and charge only a minimal fee for such work. Writers like this can be regarded as experts in this style of writing and can greatly help your website to get that coveted spot in the search engine rankings.

Other than getting your site in the web results page of search engines, they can also provide your site with meaningful articles and content that can impress your website visitors and entice others to view your site. Every website could use the extra traffic website visitors could invite.

Then there are those who need papers to be done either for their school or office work. Top writers around the world are very knowledgeable and do extreme researching to get a job done right. They are also very adept in many writing styles that are needed to best suit the client’s need.

Many writers around the world charge a minimal fee depending on the type of writing job needed and the number of words needed in the content. Usually, a two hundred fifty worded article would cost from 4 to 8 dollars depending on the writers experience and ability. This is a small price to pay for having a content rich site or for a well researched and written paper.

There are also many sites that can offer you these services with their team of well trained and experienced writers. They offer many writing services to cover any writing needs. A writer can be based anywhere in the world and are guaranteed to offer good contents and articles. Each one are doubly checked, edited and proofread so that you would get your money’s worth.

Finding a good writer or a site that offers these kinds of services is simply done by searching for them in search engines. Type down your keyword or keyword phrase (e. g. Content Writers, Article Writers) and you will see a long list of sites that offer these services.

The top sites would probably be the best since they have done a good job of keeping their content at a high quality to get them high rankings. But you may also want to shop around and read some of their sample work to get an idea of how much it will cost you.

What does it mean could not determine the server s fully qualified domain name

In the field of domain name there comes a concept about a fully qualified domain name or commonly known with its acronym FQDN. Many question about this term and many of those who are veterans on the domain name field often complained about a problem simply stated as “could not determine the server’s fully qualified domain name”. Due to the impact of such problem in the lives of many people who loves the internet, there came a concept of “could not determine the server’s fully qualified domain name”.

“Could not determine the server’s fully qualified domain name” is the common reaction or complaint by most people. In fact, when you search for the reason of the peoples’ complaint that they could not determine the server’s fully qualified domain name, you will end up still going through the problem of “could not find the server’s fully qualified domain name” since there are so many complaints on the web about such matter.

Now, since many of you are still not aware about the real nature of this thing, it is then very important to know the concept behind the Fully Qualified Domain Name or FQDN. So what then is a fully qualified domain name?

The fully qualified domain name or FQDN is actually the complete domain name for a particular computer or host on the internet. This is consisting of two major parts and these are the host name and the domain name. One of the best examples to show this nature of FQDN is the URL kate. ucs. indiana. edu. This is a FQDN for an email server Kate on the Shakespeare system at Indiana University Bloomington. The host name then is kate which is found within the domain name ucs. indiana. edu.

Now that you know the nature of FQDN, it is then interesting to know the reason why people complaint that they could not determine the server’s fully qualified domain name. It is considered that the Red Hat Update Agent, Red Hat Network Registration Client, and the Apache HTTP Server are certainly very prone to “could not determine the server’s fully qualified domain name” problem with the RHN applications issuing mistakes of “host not found” and the web server stating “could not determine the server’s fully qualified domain name” upon failing to start.

Furthermore, the “could not determine the server’s fully qualified domain name” problem generally roots from the /etc/hosts file. It is considered by the experts that you may confirm this by inspecting /etc/nsswitch. conf, which then defines the methods and the sequence by which domain names are set on. In the process of tackling the “could not determine the server’s fully qualified domain name” problem, the etc/hosts information is in fact examined first, and then followed by the Network Information Service if applied, and after that the Domain Name System followed. So to tackle the “could not determine the server’s fully qualified domain name” problem, it is important that one of those tools will succeed for the Apache HTTP Server to start and the RHN client applications to work.

Given such fact, it is then very significant that you know how to operate those tools since the “could not determine the server’s fully qualified domain name” is somewhat a serious problem. So if you don’t know everything about the “could not determine the server’s fully qualified domain name”, then you better contact an expert.

Acne program - step 5 foods to stop eating

Even though many dermatologist and doctors don't see the connection between your diet, constipation, a toxic colon, and a toxic liver with the acne that you are suffering from, it does not mean the food you eat is not important in clearing your acne.

If the doctors were right about food and the colon, then they would easily be able to help you clear your acne with their drugs. Drugs can give you temporary relief, it they work at all, but as you use them they can also give you some unpleasant side effects.

In her book, Food And Healing, 1986, Annemarie Colbin, points out,

"In a systems view of the body, input of all kinds relates to output of all kinds. Food, therefore, would have a definite relationship to matter pushed out through the skin. I am continually amazed that dermatologists persist in viewing the skin as merely a protective envelope for the body, ascribing its eruptions to 'viruses' and imprecise malfunctions and supporting the myth that 'diet has nothing to do with acne.'

In my experience, diet has everything to do with acne. Not only did I fix my own bad skin through correct eating but I have seen among my students a number of severe cases - the large purplish kind of acne on cheeks and chins - completely cured within three months by a change of diet."

Foods to Stop Eating

If you smoke, drink alcohol or drink coffee, then this program will not work too well for you. When you have these addictions, your body's minerals and vitamins will be out of balance and it will be difficult for you to achieve any state of good health.

So, here are they foods that you need to stop eating. You don't need to stop eating these foods instantly. Not many people can do this. You need to do this gradually. I know it will be hard to stop eating some of these foods that you have enjoyed, over the years, but you have to ask yourself the question,

"Which do I want to be …Acne free or a junk food addict?"

The choice is yours and I know you will make the right decision so here is the list,

* White Bread - This is considered junk food since it is void of any vitality for your body. It is hard to digest and causes constipation

* Chocolate - some chocolates are better than others. Those that have saturated fats such milk, butter and sugars are not good for your health and definitely not good for your skin.

* Fried Fatty foods - fried foods, butter, chesses, beef,

* Foods in packages - All foods in packages or boxes are junk food. They are considered dead food and provide no life force to your body. They take from you because they use up minerals, vitamins, and digestive enzymes during digestion. They contain no fiber so they cause constipation.

* Foods with artificial flavors and preservatives - These are non-foods that are super toxic. Your body does not know what to do with them so it stores them in your body as toxic waste.

* Milk, ice cream, hard chesses - these foods cause allergies and cause mucus to form. This mucus coats the colon and other internal surfaces and interferes with the function of that area. Bacteria and other pathogens enjoy living in the mucus film. This mucus also tries to escape through the face when you have too much of it in the body. If you cannot digest dairy products, this can cause you to have acne.

* Sodas are the worst drink you can take. They contain plenty of sugar and phosphoric acid.

* Sugar is considered a white poison. It creates so many health problems in the body that the FDA should outlaw it.

* Salt - avoid salt only because it has iodine. Iodine has been shown to cause acne.

* Excess Vitamin B12 - can aggravate or produce acne.

There you have it. It takes a lot of will power and desire to change your diet. It can be done but do it slowly. Start changing your diet and see where you're at in 6 months.

Write a winner book fast - 8 ways p1

Have you given up on getting your book out of your heart into the hands of your readers? Don't give up. There's an easy way to do anything and a more difficult way. The easy way usually includes getting helpful advice from someone that's been there and done that. The author has written five of those ten books that were stuck in her heart a few years ago. Here's eight steps that will speed you on your way to getting your book out now:

1. Setup a regular writing schedule.

Think about your priorities right now. Can you fit 7-10 hours a week in? If you have to let something go that is not high on your priority list, do it. Now is your time. Later is not better. Set yourself up

for a successfully written book this year by committing to a regular schedule. After it's done, remember to reward yourself.

2. Plan a short book first.

Many aspiring writers overwhelm themselves with goals of a 365 page book first. Shorten your book to 25-90 pages the first time or divide your large book into a smaller book one and two. Though you shorten it, still fill it with useful information by using the question and answer format for each chapter. Using the same format and length for each chapter and answering all your readers' questions will not only speed your writing process but it will result in a successful book.

3. Let your passion lead you to a topic.

Passion will not only stir your readers when your book is done but it will keep you motivated to do the work involved. Yes, I did say work. Passion will make your work easy. Passion will lead you to develop all the profit centers (seminars, articles, or consulting services) your message deserves.

4. Choose what's interesting to you.

If you are interested in what you are writing about you will happily write all you know and research to know more about your subject. You will easily spice your writing with interesting tid-bits that will delight your readers and keep them reading until the end of your book.

Get your book out of your heart to paper fast. If you wait you could be this time next year with the same desire to get your book out. Use the eight easy steps of committing to a regular writing schedule, planning a short book first, choosing a

passion-led topic, picking an interesting to-you subject, getting to know your reader first, developing a plan for each chapter, designing your book's top market spots, and choosing your non-fiction topic first to become a successful author sooner. The world is waiting for your important message to answer their questions and help them become successful.

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Set yourselves free from anxiety

A terrified young woman sits restlessly on her chair as she faces her doctor. She has the look of a frightened bird about to take flight. Her body was tensed, her head keeps turning around as she glances nervously around the room.

Her doctor asked what she was so afraid of, and the woman shrugged and told him “I really don't know.” She was obsessed with the thoughts of dying among other things. “I seem to have this “spells” ', she said. I was washing the dishes one day, and out of the blue, I feel so frightened, I can't move, I was shaking and then I can't catch my breath and next thing I knew I wanted to faint.”

She pauses for a moment “You think I'm crazy don't you?”. The doctor shook his head “No...but I do think your are sick...you show signs of stress and anxiety and...you are suffering an anxiety over death.”

It has been said that anxiety is being afraid of an unknown danger whereas fear is being afraid of a definite and specific harm. For the nervous woman inside the doctor's office, thinking her death is near and was real enough causes her so much fear. Her therapy with the doctor in weekly intervals have helped her understood a lot of things. The root of her anxiety? She was having a hard time accepting her aging process. She becomes aware of her own mortality.

LEARNING TO LIVE WITH ANXIETY

Sometimes we are anxious over things that don't exist. We imprison ourselves unconsciously when we ought to be free and try to enjoy life a lot more. Of course, there are real dangers of which we are afraid. These are genuine threats to our security and stability like emotional and physical problems. To feel anxious and in need of professional help doesn't mean that we are “crazy”. In today's hectic world, all of us have good reasons to react to events. Events like global warming, terrorist attacks, tsunami and add to that, situations that we have to deal with our own personal lives.

From time to time, it is alright to have legitimate feelings of depression and anxiety. And if things can really go out of hand, a psychiatrist, psychologist, and counselors well-trained enough can provide the kind of help you need. But even with professional help, you must also do your part, you need to get busy and make use of what ever talents you have and not dwell on you “melancholic” moods.

With the proper perspective you can get out of your obstacles and find the way out being trap in the cycle of anxiety. Most often, people are anxious because they are mostly stuck in the past than living in the present. It is not just plain nostalgia but it seems their “present” situation is not the way they wanted to be. Dissatisfaction and the tendency of past failures and guilt dominates us and changes our personalities. In addition, to much preoccupation of the future robs us also of our joy. We worry too much on what lies ahead.

ACCEPT AND LET GO

We deny and we don't learn to accept our imperfections. We hated ourselves...how we looked and how others perceived us. A lot of people doesn't even like the sound of their voice while others can be downright embarrassed if they are fat and too skinny. We let this illusion of beauty, wealth and success on which we get from magazines, TV and even the Internet be the source of our misery as we constantly compare ourselves to others. It is only through acceptance and letting go if things which is external is one way of lessening our anxiety panic attacks.

Another clue to overcoming our anxieties is to know that we are not alone in our fears and worries. Anxiety is often an introspective activity and it thrives on isolation. But we don't have to be alone. We are not strange and inferior. The moment you learn to accept who and what you are is also the time that you will discover that you are not set apart from everybody else.

Anxiety is a normal thing and that everyone goes through with life with it. However, it also doesn't mean our anxieties will go away and never come back.

But the bottom line is, we need to control it and not let it dominate our own lives. There would be trouble, there would be pain, there would be sorrow but we can survive. Learn to let go and try to be free.

Seo services

Search engine optimization or SEO refers to optimizing the web pages of a website as per the algorithms so as to achieve high rankings of the website in the various search engines. With the help of search engine optimization, you can place your website in the first few positions in a search engine for a strategically defined set of keywords. The higher the ranking of the website, the better are the chances of increased traffic to it. This leads to more sales and more customers.

SEO is a growing trend in India. With more and more Indian consumers and Indian SEO companies waking up to online marketing and online shopping for products and services, we can expect a major boom in search engine optimization in India few years down the line. For Indian companies, the internet is the greatest boon for marketing and reaching out to potential customers. This is so because the horizons of marketing on the internet are limitless and a company can reach absolutely targeted potential customers all across the world.

SEO has become the most discussed topic in marketing in India, these days. And since no one can ignore the fact that it will be the most important marketing medium, more and more companies are turning towards SEO consultants for SEO services. Through the various SEO services, the companies can promote their websites. This would help them strengthen their online position and presence.

In order to be a successful online company, an Indian company must understand that it is very necessary to allocate a portion of their marketing budget to the promotion of their website if they want to stay ahead in the competition. While a company is investing in advertising in the print or electronic media like the TV, it should also give importance to the online marketing and the promotion of its websites to generate more and more customers. Search engine optimization companies in India like Mosaic service is proving as an effective tool to optimize the website.

The future of marketing in India has immense potentiality for online web marketing and it is through online marketing that one can expect to stay ahead in the competition. As the number of Indian hooked on to the net is increasing at a fast pace, the Indian companies can expect to get their attention more through the search engines than any other medium of communication and this will result in the boom of SEO services in India.

Boat trailers are not one size fits all

Buying a boat is a dream come true for many. They provide a great outlet for getting away from it all, kicking back and relaxing. Buying the boat, however, isn't where the shopping ends. Boat trailers are necessary purchases for anyone that wants to transport their new purchase from lake to lake or sea to sea. These handy devices aren't one size fits all though.

Buying boat trailers isn't at all unlike buying a boat itself. The options on the trailer market are pretty plentiful and some research will be necessary to make sure the trailer purchased is the right one for the boat in question. A trailer than handles a John boat, for example, likely won't be the best for hauling a cabin cruiser. Trailers can run the gamut, too, from those with every imaginable bell and whistle to more simplistic versions. What works and what doesn't for a particular boat and budget will be the biggest questions to address in advance.

Some things to consider when looking at boat trailers include:

* Size of the boat. This is a paramount concern when looking at trailers. It's important to make sure the boat you've purchased will fit snuggly on the trailer. Look at manufacturer recommendations on size and weight before choosing a particular trailer over another.

* Safety features. Good trailers offer their buyers a number of safety features to ensure the boat, its owners and other people on the road are safe during transport. This can range from special locking mechanisms to break and turn lights. The lights, however, will likely be required by law, so it's not a good idea to consider a trailer with this necessary feature.

* Ease features. There are manual boat trailers and then there are those that come with special devices to make loading and unloading a bit easier on their users. Adjustable trailers are chosen by many simply because it makes hauling a snap.

* Pricing. Boat trailers can cost a lot of money or they can be fairly inexpensive. It's a good idea to decide on a budget before going out and shopping. A trailer with every bell and whistle might not fit a budget, but one that's safe and secure very likely will be.

* Performance reports. There will be a lot riding on a trailer, so it's a good idea to check the reputations of different makes and models before deciding to buy a particular brand. Check with consumer reporting agencies and even look up past reports from owners to see how trailers fare.

* Hauling vehicle. Some trailers are meant to work with any type of hauling vehicle, but others are designed more specifically to work with trucks. Make sure the trailer you're looking at fits the vehicle in question.

Buying a boat can be a great way to get away from it all. There's just something about hitting the open water to kick back and relax that helps make a week of workaday grind melt away. Whether it's for sailing, cruising, skiing or fishing, however, all boats that will be transported need good boat trailers. Do some research in advance, and this purchase should be a snap.

Breast enhancement is changing the shape of the world for women

Whether you increase your breast size naturally or through breast enlargement surgery, there are some benefits to consider. Women these days do not want to risk losing breast sensitivity by having surgery. Now there are pills that provide an economical and natural alternative to breast enlargement surgery. Taking a natural supplement to increase breast size has been shown to actually increase nipple stimulation. Most women prefer the idea of natural breast enlargement pills as opposed to plastic surgery. Unlike surgery, with natural breast enlargements you can control the results. With surgery, it is impossible to control the results. There are plenty of horror stories about women w/ surgery gone wrong, breasts pointing in different directions. If you want to enhance your breasts without the costs and risks of surgery, you should know about natural breast enlargement options.

This remarkable, patent pending, completely natural breast enhancement formula, (commonly referred to as a breast enlargement pill) works like no other. Natural breast enlargement pills with out the healing time. Going natural also feels natural, women feel beautiful, more confident. It is important to maintain a healthy, balanced diet while taking a natural breast enlargement pill. It promotes overall beauty and health. This helps to balance the hormones naturally, and will help promote breast growth by intensifying the effects of the breast enlargement formula. Herbal breast enlargement works by allowing the body to naturally produce more prostaglandin, thus promoting breast tissue growth.

Most women prefer the idea of natural breast enlargement pills as opposed to plastic surgery. Studies by groups of researches and scientists have also shown that natural breast enlargement supplements help to maintain female hormonal balance. Natural Breast Enlargement is an all-natural breast augmentation supplement shown safe and effective in gradually enhancing the size and shape of your breasts. Surgery always involves risks, for example infection, bleeding, or implant failure.

Modern techniques of breast enhancement are carefully performed to minimize risks but cannot guarantee a perfect result every time. Almost like losing weight, but in this case, you're augmenting a part of yourself that has been with you for your whole life, making it bigger and more voluptuous, naturally! So, do these breast enhancement pills really do what most of them claim to do, give you a C cup out of an A cup overnight? Gradually increasing, making you feel sexy and beautiful. You'd be surprised how many women have experienced outstanding results on these pills, when they are utilized correctly and consistently. I think the choice is clear! Natural Breast Enhancement is the way to go!

The key formula to network marketing success write a million-dollar newsletter

When it comes to building a million dollar network marketing organization secret is superior newsletter design! Make sure your newsletter is well written, well designed, and impossibly interesting and you’ll have the key to building a network marketing empire.

Write your newsletter as if you were chatting to a friend over a cup of coffee. To achieve that effect, your newsletter should kick off with a friendly greeting to emphase the relationship that exists between the recipient and the sender. At the same time it personalizes your business by presenting you as a real live, warm, and caring human being. Too often, articles about building a million dollar network marketing business emphasize down line, up line, sales figures and product presentation but far too rarely emphasize the human side of the business. The people who read your newsletter do not want to feel as if they have just been marketed to but instead they want to have the impression that their interests and welfare were being considered when you sat down and wrote to them.

You should always design your newsletter as a plain text document rather than relying on html. Avoid graphics and other items that will make downloading it slow. Structure the body of the newsletter in such a way that it looks well ordered and not cluttered. It should consist of distinct sections, some of which may appertain to the company you are representing while others will deal with general articles and content. Free tips that may benefit the readers or save them money will always be appreciated. Make sure you are offering your readers value beyond the actual business offer behind the newsletter.

It is often suggested that your company material should make up the upper half of the newsletter’s body while general content ought to be placed on the bottom half. However, such advice is flawed because it will cause those who are simply subscribing for the content but not for the business to glance over the message you are trying to get out and scroll straight down to the bottom half of the letter – if they read it at all.

A far better method is to intersperse content and promotional material. Perhaps the first article may be about a new product you are marketing while the second may be a recipe, cooking tip, wellness advice, or so forth; the third article can once again discuss an aspect of your business, such as explaining the growth you have recently experienced, while the fourth section may be a give away, puzzle, joke, useful fact, and so on. This makes the entire body of the newsletter readable and useful and makes it more likely that your promotional information will also be read.

Your newsletter should end with a friendly closing that in some way recalls the original greeting. Once you start building a million dollar network marketing organization using the newsletter as your secret weapon, you’ll need to squeeze every bit of value you can get from it. A personal signature, your title and contact information, an invitation to email you with questions or content suggestions are all good things to incorporate while a call to action, such as buying the product or taking the free marketing course are good closes for the newsletter. You may even want to add a teaser for the next newsletter, which will ensure that you will not receive too many unsubscribe requests. Another way to maintain customer interest is to focus on the customer by including questions as part of your text and inviting feedback.

Invest your newsletter with your own personal and original style, give it some zest and zip, keep the reader involved and you will be on your way to building a loyal readership who learn to trust you and therefore will be more inclined to do business with you.

Regional indian cookery - the punjab

The Punjab is situated in eastern India and is divided by the Indian/Pakistani border. It is very fertile because of the rivers that cross here and as a consequence, agriculture is central to the economy. Wheat accounts for a large proportion of the crops, along with corn, mustard greens, sugar cane and rice.

Buffalo milk which is 3% higher in fat than cows milk, is also important to the Punjabis, who are not prey to worries about cholesterol. Every bit of the buffalo milk is used in some way or other. Some is used in tea or evaporated into a much thicker richer milk known as bhadoli, which in turn is set into yoghurt. The thick cream will be removed from the top of the yoghurt and churned into butter. Some of the butter will be saved as is and the rest will be warmed slowly and turned into ghee (clarified butter) by pouring off the clear butter and discarding the solid sediment. Yet more of the milk will be made into paneer, the Indian equivalent of cottage cheese. The milk is boiled then curdled by adding lime juice then strained of whey, leaving the curds which can be shaped into solid rounds.

The Punjab is predominantly Sikh, being the home of the Golden Temple at Amritsar, central to the Sikh religion, thus more than half of all Punjabis are vegetarian. No one goes hungry here and Sikh temples always offer simple free meals of bread and vegetable curry to all who turn up.

Bread is the most important part of the Punjabi diet. Rotis are made from wholewheat flour and water, formed into balls and flattened into discs which are then slapped onto the site of a tandoor or onto a tava (a flat griddle pan like a flat frying pan). Rotis are commonly eaten for breakfast with butter, fresh yoghurt and pickles, while for lunch or dinner there will be parathas which are much richer, being brushed with ghee, folded and rolled again before being cooked and brushed with more ghee.

Unlike most of the rest of India, rice in the Punjab is for special occasions only or for making rice pudding.

Lunch in the fields will often consist of paratha and a curry made from onions fried with garlic, ginger, green chillies, cayenne, garam masala, tomatoes, turmeric and salt. Potatoes are stirred in and coated with the spices before adding water and cooking slowly.

Breads may also be served for dinner with small black beans and kidney beans cooked with onions, ginger, garlic and tomatoes and garnished with butter. Another favourite is paneer bhaji - tomatoes, chillies and ginger quickly fried with crumbled paneer added - or the same basic mixture with pureйd spinach and cubes of paneer added. Paneer can also be dipped in chick pea flour batter and deep fried, making pakora. Mustard greens may be cooked very slowly with green chillies then when soft, pureйd, thickened with cornmeal flour and added to fried onion, tomato and ginger and garnished with white butter.

For the non-vegetarians, there is tandoori chicken - whole chicken marinaded in yoghurt and spices, cut into pieces and cooked in a tandoor - or tikkas (kebabs) of chicken or cubed or minced meat mixed with spices, garlic and ginger.

Cheap fast food restaurants called dhabas are common in the Punjab and often have their own specialities - one may concentrate on paneer bhaji and another, tandoori chicken - but you can be sure that wherever you eat in the Punjab, you will be filled with nourishing, tasty food.

Find and customize beautiful cubic zirconia jewelry

When looking for that perfect piece of jewelry for someone special, why not consider buying cubic zirconia jewelry? It has all the fire and beauty of the more expensive stones, but it costs only a fraction of the price. A lot of dramatic advances have been made in these gemstones over the past several years so that it is really difficult to see the difference from the most costly gems you can buy.

There are a range of fabulous pieces that are available for you to choose from. Regardless if you are looking for bracelets, rings, earrings, or pendants, you can find the perfect piece of cubic zirconia jewelry for yourself or to give as a gift to a friend or loved one.

Whether you want your piece in white or yellow gold, fourteen or eighteen karats, or platinum, you will find choices available like never before. Many items are customizable so that you can choose the style, shape, bracket type, and color that fits your particular taste.

You need not worry about falling in love with a piece only to discover you cannot get it in the color of gold you want. Are you thinking about something with a little more color in your gems? There is a wide variety of colored stones from your typical aquamarine, peridot, synthetic sapphire, or synthetic ruby to tanzanite, blue green, pink, purple, and many more.

Regardless of what color is your favorite, there is cubic zirconia jewelry to match your desires. It is also possible to have old jewelry repaired, and you can replace tired, worn-out old stones with the newer, higher quality ones that are available, thanks to improvements that have been made to the stones over the past several years. You no longer have to worry about your stones becoming dull with age, crazing, or changing colors.

Remember, there is more than one type of quality stone you can buy when you are in the market for a piece of jewelry. Make her eyes light up with joy when she opens a present from you that is sure to delight her for years to come. Surprise her with a gift that tells her how much you love her each and every time she wears it.

So if you know all about the improved quality of cubic zirconia jewelry, and you are serious about wanting to check out some of the pieces to purchase for yourself or someone else, visit FreeCZ at freecz. com for an extensive selection of unique products and designs. You will not be disappointed with the wonderful selection offered at this exceptional resource. With over thirty years of experience, this detailed jeweler is ready to offer you only the best.

Crucial ingredients for online business success

Starting an internet home business is not an easy task. Creating a successful work from home venture will take time and effort. If you are new to the concept of making money online, you will have a learning curve to conquer. You will be discovering new principles and applying these concepts to developing your home based business. Unfortunately, you will encounter obstacles on the path that leads to selling on the internet. Despite their accessibility, online businesses have some disadvantages when they are compared to brick and mortar stores. These inconveniences are due to the limitations created by the same internet where your online store will reside.

These will be some of the challenges that you will face:

---> Intangible Merchandise

---> Shipping Information

---> Damaged Goods

---> Returning Products

---> Technical Problems

1) Intangible Merchandise

One of the main disadvantages of an internet business is the inability for shoppers to examine your products. Customers do not get to inspect the items that they have purchased from your online store until their package has arrived. When you are developing your web business, make sure that the description of your products is accurate and that the images you use are clear and precise.

Take advantage of the technology that allows customers a 360 degree scan of your items. Give your buyers the opportunity to enlarge the image of the products. More information for your shoppers translates into an opportunity for a sale. In addition, provide a phone number on your website so that your visitors can call you if they have any questions.

2) Shipping Information

Another concern that faces your online business venture is the issues that surround the shipping of your products. An on site store gives customers immediate possession of the items. They do not have to wait and they do not have to pay for shipping. Fortunately, this inconvenience is something that most internet store shoppers accept but you have to make this information available inside your online business. The more facts that you give your potential buyers, the easier their decision will be.

Communication is the tool that will alleviate your customer’s concerns. When you are creating the web site for your online business, provide an obvious button or a link that will give your visitors access to your shipping information. Inform your customers about shipping costs, shipping agent(s) and delivery times. If you are drop shipping your products, your distributors will have all of these facts available for you to post inside your internet store. List your phone number on every page.

3) Damaged Goods

The next problem that faces your internet business store is goods that are damaged during transit. This situation will happen and you need to be prepared. Discovering where the misfortune occurred will be difficult to determine. The saying that the customers are always right can be applied in these circumstances. Even though you may lose money, you may gain life long clients.

As you are developing your online home business, consider how you will approach this issue. Remember, your customers cannot run down to the store and exchange the products or get a refund. They will have to repackage the items, drive to the post office and spend money on return shipping. Give your buyers an easy access to your damaged goods policy on your web site. Make it clear what they can expect during the process. Be detailed and precise. Stay in contact with your customers through phone calls or E-mails. Again, if you are drop shipping, your distributors will give you this information. If not, create your own procedure. Remember, list your phone number on your web pages.

4) Returning Products

Returns will be a fact of life for your online home business. Remember, your customers did not get to examine the products and they may be unhappy when their items arrive. Your return policy is similar to your damaged goods procedure but there are some differences.

Make it clear in your internet store the length of time that you will give your buyers to return the product. Again, be specific with your policy. Will you charge a re-stocking fee? Will you pay for return shipping? What happens if the merchandise is damaged during transit? How long before they get a refund (or credit). Once again, there is an inconvenience factor that must be considered. Not only theirs but yours as well. Communicate to your buyers through phone calls or E-mails what to expect during this process. If you drop ship, follow your distributor’s guidelines.

5) Technical Problems

One of the most frustrating aspects for an online home business is when your internet server is having problems. These situations are out of your control and patience becomes your companion. If your provider is down, your store is closed whether you like it or not. Lost orders can happen if your server is having difficulties. The technical problems of your internet provider will send you to a new level of aggravation. These occurrences can happen frequently and they are unpredictable and uncontrollable.

All you can do is wait. If the delay is too long, call technical support. They can give you a good idea of how long the inconvenience will last. If the resolution is taking longer than expected, call or E-mail your customer and explain what is happening. Generally, these interruptions do not last for long but be prepared, they will happen

Developing an online presence with your internet home business requires a commitment for comprehending all aspects of your venture. It is essential that you increase your awareness of the challenges that will litter your path toward making money online. Preparation can avoid wasted time that would be better used for developing other aspects of your work from home venture.

“The man who most vividly realizes a difficulty is the man most likely to overcome it.”

The ultimate wealth building system

Most people search for the ultimate wealth building system for most of their lives. It may surprise you to know that you own half of it the day you are born.

What half do you own? It’s your ability to make money. No matter what your education level or skill level, you have income earning power. Want to hear the good news about that and how it connects you to the ultimate wealth building system?

It’s not how much you make; it’s what you do with it that determines your financial condition.

The second half of the ultimate wealth building system is what you do with the money that you earn. There is a system to controlling the flow of money to create wealth. Very rich people know this system. It works whether you are an employee who works for someone else and you are using the system to control the flow of your personal income, or if you are a business owner using the system to control the flow of the company’s income. It is an amazingly simple system.

1) SPEND LESS THAN YOU MAKE - Cut your expenses back to operate within your income.

2) PUT 10% OF YOUR INCOME AWAY IN SAVINGS and don’t ever spend it. Set aside regular amounts of cash from your income for the future – always pay yourself first and put the money in savings toward gaining financial freedom. The ultimate wealth building system requires a minimum of 10% of income into savings out of every dime you earn. Just sock it away and forget you even have it. As it builds up, move it to places that earn better interest than the bank savings accounts. This includes buying houses and commercial buildings you can rent out to make more money.

3) DO NOT BUY ON CREDIT – pay cash instead. Debt is a disease that you should avoid contracting. Figure out what you want to buy and put money away towards the purchase every week until you have the cash. For large purchases like cars, furniture and equipment, buy used instead of brand new. Remember, those items lose value from the moment you buy them.

4) FIND WAYS TO MAKE MORE MONEY – the personal cost of living goes up about 3.5% every year, so you need to make more money just to keep up. If you work for someone else, increase your value to the company by taking on more responsibility and learning to do more; then ask for a raise. Be willing to work a second job if you have to in order to get out of debt and start putting money away.

If you own a business, look over your line of products and services and figure out how to sell more of the profitable items. Be willing to discontinue items that are not bringing in enough profit for the time, effort and cost to sell them. The secret to making more money is pretty simple if you put your attention on it.

5) USE YOUR MONEY TO INCREASE YOUR INCOME – After paying your ultimate wealth building system the 10% into savings and paying your bills, use any money left over in ways that increase your ability to produce more income.

Why is controlling the flow of money so important? It is the energy and life blood of a business or household. It is necessary to pump it through the income producing areas first to keep it running well. Everything runs smoother when cash is available.

Seems simple, right? And it is simple. The ultimate wealth building system is easily learned, and can be used to gain your financial freedom. It does, however, take personal discipline and commitment to achieve the goal of financial independence so you never have to worry about money again.

The really great news is that you have control over this system. Done correctly and consistently, the end result is always having lots of cash on hand, all bills paid, and plenty of money in reserves to finance what you really want to do with your money; not just pay bills. How well you control the flow of your money will determine how well your company or family will survive now and into the future. Correctly applying these five steps will make this wealth building system work for you.

Should dogs take supplements

It’s no mystery why we take supplements. The body is a complicated mechanism that fights every day to preserve its own well-being. Therefore, the body needs plenty of nutritional support that foods can’t always adequately provide. Because of high starch content, bleaching and over processing, many foods don’t contain enough minerals to adequately support the body. A

deficiency of just one or more nutrients can leave the body vulnerable to disease. Furthermore, we must acknowledge that we each have biochemical individuality, so our bodies require different things depending on our age, environment, activity level and genetic makeup. The same goes for our pets. Every dog and cat is unique and requires specific increases in nutrients for many reasons.

Also, our pets’ demand for certain nutrients fluctuates. Vitamin B is great support to the body during stressful periods and additional zinc is a helpful nutrient for many breeds; such as, huskies. No matter how well a diet is formulated, there are always nutrients, which are not in

the diet. The body knows what it needs and it has its ways of communicating these things to

us. It is up to us to pay attention to our animals’ behavior as well as their appearance to make

sure they’re getting all the nutrients they need. For instance, is your cat sleeping more than usual these days? Or does your dog have less of an appetite? Perhaps they need supplements. It doesn’t hurt to try supplements to see how your pets respond to them. You may see a drastic change in their mannerisms or their appearance. When we give our pets supplements in conjunction with healthy well-balanced meals, their bodies intelligently draw what they need from the supplements and allocate them properly. Rather than taking a specific vitamin or mineral in calculated amounts, herbs deliver many nutrients in various amounts to the parts of the body that require it.

Chose a dog supplement that contains the rather unusual Ester C (Calcium Ascorbate), which is non-acidic, rich in calcium and other minerals and better absorbed than regular Vitamin C. It is usually not added to dog foods because it was once thought that dogs don’t require C because they manufacture it in their liver.

This way of thinking about dogs is archaic because we must now consider the way dogs’ eating

habits have evolved from years of domestication. Out in the wild, dogs ate prey that had intestines filled with grasses that contained C. Now at home, they eat the foods we give them and they occasionally take a bite out of the neighbor’s lawn. Now, it seems as if dogs aren’t getting

enough C. Vitamin C, considered a vital antioxidant, supports the bone, teeth and gums, blood vessels and the immune system. Nutritionists consider it a “conditionally essential” nutrient, meaning that it is needed in higher amounts during certain times in the animal’s life such as sickness, separation anxiety, stress from shows, visits to vets and confinement due to long distance trips.

Just like humans, it is recommended all supplements be taken along with plenty of exercise and proper diet.

Golf - teaching your child how to play

More children are learning to play golf today than ever before. A big reason for this is Tiger Woods. He has taken the sport and popularized it among children of all ages. What used to be a boring game for kids to play has suddenly become increasingly popular.

Children are now discovering what many adults already know: golf is a lot of fun! While your children may love hitting golf balls with one of your old golf clubs, how do you begin to develop their skills? Here are a few tips to help you give your children a good head start in the golfing world.

One of the first things you may want to do is enroll them into a golf class. Many of your local golf courses have classes just for children. There is no need to go out and buy a new set of golf clubs for your child. The class will provide the equipment necessary. This will not only save you some money right now, but it will give you time to find out if your child truly enjoys the game of golf or not. You don't want to go out and spend a few hundred dollars only to find out your child doesn't really like golf after all.

The next tip is one that is very important for both you and your child. Be patient. It is so easy to want to see your child start hitting long drives and sinking 30 foot putts. In order for them to want to continue learning the game of golf they need your support. Let your child progress at their rate. The golf classes will help them develop immensely.

When you are on the practice range with them be sure you encourage them, even when they are spraying the ball all over the range. They will pick up the finer points of the game later as they grow older.

When your child has taken some classes and they show a genuine interest in the game of golf, buy them their own set of golf clubs. Be sure you have your child fitted properly. Of course, since they will be growing in height and weight, understand that the clubs you buy today may be too small within a year or two at the most. You can get children's golf clubs at an inexpensive price.

Use the time that you spend golfing with your children as a bonding time. Enjoy yourselves and the time you're out on the course. You can even use this time to develop a good communication with your child. Talk about other things than golf. You'll be surprised at how the golf course can help you and your children bond together. It will spill over into other areas of your lives as well.

Your child may never grow up to be the next Tiger Woods, or Michelle Wie, but they can grow up loving the game of golf. More importantly, they can grow up enjoying the time spent together with you out on the golf course.

It s your home stop raiding the piggy bank

Most Americans dream of owning their homes free and clear someday, part of their retirement nest egg. Yet, for many, this dream gets farther and farther from reality as they break into their home equity piggy banks.

“I am somewhat surprised at the number of our loan applicants, even many of our excellent credit quality customers, who have taken equity out of their homes over the last few years via cash-out refinances or home equity loans,” says Gary Miller, a 25-year veteran of the credit industry and CEO and co-founder of FirstAgain LLC, a financial services company based in San Diego, Calif. “Now, with larger mortgages and often less equity, particularly with the recent home price depreciation hitting many areas of the country, these people face a longer and more difficult path to debt-free home ownership.”

Before you decide to borrow against your hard earned home equity, consider the following:

* Are you using your home equity for something that actually adds value (equity) to your home, such as a remodeling project or a swimming pool or for something important in your life such as a child’s education or unexpected medical bills? This can be a prudent way to finance such expenditures. Home equity loan rates are attractive and the interest is usually tax deductible if you itemize. However, if you are using your home equity to finance vacations or pay your bills, think again, as you may be overextending yourself.

* Are you using a fixed rate home equity loan with the shortest term you can easily handle? Adjustable rates may make sense for the financially well off (and financially sophisticated) but for most people, a fixed rate and a fixed monthly payment avoid future payment shock and is the better alternative. Paying off your loan sooner obviously builds your home equity more quickly. Think of it as forced savings.

* Cash out refinances can make sense if you are improving your overall mortgage terms and using the cash for an appropriate purpose. Again, consider shortening your loan term if possible.

* Are you thinking about a home equity line of credit (HELOC)? This product is marketed like a credit card with adjustable teaser rates, ease of use and other incentives, encouraging you to use your home equity for just about anything with long repayment periods. Be careful. Having a HELOC in place may be prudent for certain purposes (for example, a future emergency) if you can be disciplined about not normally using it and pay it down quickly if you do.

* If you have excellent credit, you may qualify for an attractively priced unsecured loan that doesn’t require pledging the equity in your home. This type of loan, such as FirstAgain’s AnythingLoan, offers highly competitive, fixed interest rates and an ease of use not available with mortgage products. Entirely online and paperless, you can apply in the morning and have $10,000 to $100,000 in your account by the afternoon. It takes just minutes versus the days required for a mortgage loan.

“Given the more difficult lending environment caused by the recent sub prime meltdown, home equity products have become both more expensive and more difficult to obtain as lenders tighten their credit criteria and loan to value guidelines,” says Miller. “Our product represents a great alternative for those with excellent credit who don’t have a home equity loan option.”

College student credit cards - the ins and outs

College is where many of us get to enjoy our first taste of freedom and living pretty much in the manner that we desire. Along with this newly found independence, comes financial freedom and responsibility. Because of this, many new college students today are in the marketplace for college student credit cards. Students see all the enticing college credit cards available with all of the unique rewards, points and cash back offers available sound so great and many students do not know exactly which way to turn. And unfortunately, many students decide to apply and begin using college credit cards anyway, and for all the wrong reasons. Students start by using these cards to live above their means with frivolous purchases (pizza and beer), and then graduate to purchasing expensive items for their dorm rooms just to impress their peers and so on and so forth.

College students receive advertisements and even applications from credit card companies for college student credit cards in the mail, their email inboxes, in their new textbooks at college book stores and even in the college newspapers. Many of these are stamped with the very enticing words “Pre-approved”. Since these gimmicks are so appealing, students are more than willing to apply for these types of college student credit cards. Some credit card companies such as MBNA even offer credit cards for specific students such as those belonging to a certain club or alumni association. A college credit card can be beneficial, but only if the college students remember to read the fine print. These cards may sound very appealing, but they are credit cards and they all have a downside.

Many companies that offer college student credit cards understand the majority of college students only pay the minimum monthly payment and incur late fees and of course interest fees on their balance. This can begin to add up quite a bit of profit for the credit card company. The reason they offer cash back is to entice students to pay off their balance in order to receive cash back, however the interest rates and fees on these type of college student credit cards is normally very expensive. To get college students to apply for this type of card, they offer all kinds of incentives including a low interest rate as an introductory special. But the majority of the time the interest charges can accumulate and can end up being costly.

But the most important thing to remember is that if the student does not pay attention to his or her spending with college student credit cards he can seriously damage his credit. Once their credit rating is damaged they may be turned down for employment, purchasing a new car, or even a loan to purchase a home.

Learning how to read and understand the terms and conditions of college student credit cards is one of the most important things students should do prior to applying for a college credit card.

Government real estate auctions - tips for buyers

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Government real estate auctions sell off real property that has been seized, abandoned, or forfeited. The Department of Treasury has been designated as the state department to handle such auctions. Typically, they conduct 100 auctions a year.

The funds obtained at state real estate auctions help support local and state police and other areas of the city. The placement of a successful bid at a Department of the Treasury auction establishes a legally binding contract between the successful bidder and the Government.

Here are some basic rules and policies:
1. To be eligible to bid you must be 18 years of age and not an employee of the state.
2. You cannot be the contractor, subcontractor or vendor or their agent who has access to information about the property.
3. A bidder registration form must be submitted for approval. If bidding for someone else, the form must be notarized.
4. Buyer is to inspect property prior to placing a bid.
5. Changes may be made on the day of the sale.
6. The Government reserves the right to withdraw from sale any of the property listed.
7. The buyer understands the property is sold on the “AS IS” basis.

A lot of rules and regulations govern government real estate auctions, and it is wise if you take the time to research them prior to attempting to attend. Each registered bidder will be issued a bidding number. This is your lifeline to what is important on that day. Don't loose it.

Most importantly enjoy yourself at government real estate auctions. The properties auctioned off are very valuable and should bring you a good return.

Please visit some of my other site at Real Estate Actions and State Real Estate Auctions

Following a sensible weight loss plan

Overview:

By now, you may been riding the fad weight loss plan merry-go-round for quite some time and are ready to jump off. You have followed one regimented diet after another (the Zone, the Cabbage Soup diet or the Atkins diet), eaten prepackaged or powdered foods or MREs (meals rejected by Ethiopians), counted calories, given up flavor in favor of low fat, gone to the support groups. And you may have even lost some weight – only to see the pounds reappear after you went off the program. Every year, 100 million Americans go on a diet and up to 95% of them gain back any weight they lose within five years.

Such a weight loss plan can be a very temporary way to get started, but recognize it’s not long-term. Remember, anything you can do in a few days, you can undo in less. The American Heart Association (AHA) recommends adopting healthy eating habits, rather than impatiently pursuing a crash diet or quick weight loss plan in hopes of losing unwanted pounds in a few weeks. Weight loss occurs from expending more calories than you consume. Therefore, the only rational way to lose weight is to eat fewer calories, than you expend in daily activities, and this process takes time.

Change Your Lifestyle:

Losing weight permanently may seem a distant dream, too good to be true. But a combination of a sensible diet and daily moderate exercise can help you fulfill this dream. As a weight loss plan, exercise alone is not as potent, but when combined with proper dieting, it can prove lethal for obesity. Exercise combined with dieting, leads to more weight loss than any other weight loss plan. This does not imply that exercise alone is worthless. Physical fitness is certainly good for you, and is more effective in reshaping your body than it is for shedding flab.

Exercise helps build muscles, and muscles burn more calories for fuel. Exercise helps to burn off excess calories and starting a regular exercise program is critical for any weight loss plan. For that reason, those involved in manual labor are rarely obese. In most cases, obesity is the result of a sedentary lifestyle. Lack of adequate physical activity, primarily contributes to causing obesity. While it is true, that exercise stimulates the digestive system and makes the individual hungrier, one can easily satiate this increased hunger by consuming large quantities of low-calorie foods. However, physical activity does not have to be excessive or overly strenuous to be effective.

Healthy eating is the best way to reach and maintain a healthy body weight. A balanced, whole foods diet – containing a variety of vegetables, fruits and grains, raw seeds and nuts, beans, fermented milk products, fish, and poultry is the best prescribed weight loss plan for reaching your ideal body weight. A good weight loss plan must be based on a well-rounded diet, as a deficiency in one or more nutrients may interfere with your weight loss goals.

Summary:

If you have tried to lose weight before, consider what you did in the past that did not work for you and start from a different place. Establish a pragmatic, healthy weight loss plan for yourself and be clear about the reasons why you are undertaking this process again and what you are willing to do to achieve success. Instead of a one-size fits all diet, you need to understand that everyone requires a unique weight loss plan to shed weight and regain health. You know yourself well, what does and does not work for you. Give yourself the tools, knowledge, and support to reach your goal. Ultimately, you are the one who must decide if losing weight and making other lifestyle changes will improve your health.

Ten practical steps for paying off credit card debt

Studies show that a majority of the population at some time will have a problem with credit card debt. Today, many people find themselves drowning in credit card obligations with available balances close to the maximum and unable to make more than the minimum payments at atrocious interest rates just to keep afloat.

If you find yourself in this predicament, there are some practical things to do and think about which will enable you, over time, to eliminate your credit card debt and move on to live an abundant life. Many of these suggestions will seem radical, given the fact that we often find ourselves addicted to buying on credit and remaining comfortably vague about how much we actually owe, and what our debt is actually costing us.

Assuming you are at the end of your rope and losing sleep, here’s what to do:

1. Stop using credit today! Yes, it can be done. Go on a cash basis. Do not panic. Many people decide to cut up their credit cards or, at a minimum, put them in the back of their freezer.

2. Begin keeping a record of all money you spend. Use a little notebook and write down everything, yes everything, from latte’s to tolls to snacks.

3. After a month, total all of your expenditures. Break them down into categories such as rent or mortgage, clothing, car, utilities, food in, food out, nails, payments against your credit cards and so on. You probably will discover some surprises.

4. Closely examine all of your actual expenses and, on paper, begin cutting out those that are not absolutely necessary and reducing others that are out of line. Be willing to overcome your vagueness. Be pragmatic and ruthless.

5. From the results of your analysis, prepare a monthly spending plan, using your categories, that falls within your income and allows you to make larger payments against your credit cards.

6. Begin reducing your credit card debt by paying as much as your spending plan allows, above the minimum monthly payment, toward the smallest of all your credit card obligations. In the meantime continue making minimum payments against the other credit card balances.

7. When the smallest amount owed has been paid in full, begin applying the extra cash to paying off the next smallest balance. Repeat this process until all credit card debt has been eliminated. Yes, it will take time.

8. Use cash, checks or a debit card to make grocery, clothing and similar purchases. Write down each of these expenditures in your little notebook. If necessary, you can buy airline tickets and rent cars with a debit card.

9. Continue keeping a monthly tally of all your expenses in order to make sure you are keeping to your spending plan. Hold yourself accountable, if you can, by discussing your situation and progress with someone you trust or a spiritual advisor.

10. Above all, do not take on any new debt. Try paying all bills the moment you receive them. Touch them once. Don’t allow them to accumulate. That way you have no unpaid bills.

A word about your spending plan. You do not have to fall on your sword to take care of your creditors. Make allowance for taking care of yourself. Include spending categories for entertainment and self care. Self care also must include a savings account if you don’t have one. You should begin from day one of this plan to establish a prudent reserve. Each week, make a contribution to savings. Can you afford $5.00 per week? Or more? Include it in your spending plan.

Nothing will contribute to your sense of well being more than responsibly handling your debts and building for your future. You can eliminate your credit card debt by following the straightforward plan outlined above.

Get quick cash with payday loans uk

Every now then what happens is that no matter how intelligent or how rich a person is, a situation is always liable to come up that catches us a little short of money.

These situations can be very irritating and sometimes very difficult to deal with. Some of the examples of such situations are

• A medical bill comes up that was not expected

• An unexpected car bill

• Various grocery bills

• Utility bills

• Buying something which was not planned in advance for e. g. from a sale

A proper and a hassle free to deal with situations like this is to take a payday loan also known by other names these loans provide you with the opportunity to bridge that the gap between two pay cheques or just cash shortage because of any reason. These expenses if not dealt with properly can further accrue into a sum much bigger than now.

Applying for the payday loans is easy all the borrower needs to do is to evaluate his situation and apply to a creditor online. The borrower will be required to fill his personal details and if your conditions match the loan will be approved in next 24 – 48 hours. Repayment of these loans is done within a week to a fortnight with the term extendable to a month.

Other features of the payday loans are:

• A loan amount of Ј200 to Ј1500 can be arranged

• Interest rates are on the higher side

• Loans are approved very quickly

• No problem of bad credit and therefore no credit checks required

• Minimum or no paper work required

• Easy for every one to apply.

• Financial information of the borrower is kept confidential

With all those features available on top of the need payday loans area better way to tackle the problems rather than letting the thing go on or even try to break your savings account.

After you have made up your mind that you are going ahead with the payday loans you must check that you fulfill the criteria for taking a payday loan. The criterion is that the borrower should;

• Be a UK citizen

• Should be at least 18 years of age

• Should have a minimum earning of Ј800 a month

• Should have a current and checking bank account

After all the formalities have been done all that is left to be done is an application for the payday loans.

It is not necessary that everyone has liquid cash but the needs do not know that, that is why it is sometimes important to take payday loans and there is no harm in taking the payday loans as with the loan terms available it is as if we are using our money.

Secrets to gorgeous sedu prom hairstyles revealed

Prom occasions are always the topic of the season. We usually have at least one prom occasion, party, or night out to look forward to every month. Life would be dull and joyless without weddings, birthdays, formal occasions, and friends’ parties that take our thoughts away from everyday routine and create good mood for the rest of the month.

But these events may be a source of our stress as well, when choosing the right dress or hairstyle to wear in order to look special and unique.

So, if you want to look pretty on your friend’s party or simply irresistible at your prom, there is a quick, effective and unique solution called Sedu prom hairstyles. With a great variety of sedu prom hairstyles you can be natural, chic, formal, or have a vintage style, and have a new perfect look everyday!

Natural Sedu Hair Style

If you have a lack of time, or prefer to be natural at any occasion, then this style is a perfect match for you. It involves simple dress of some fall-down fabric like chiffon, silk, or satin. The dress may also be made of the combination of these fabrics. Perfect type of dress is full length with low neck and sleeveless. Such dresses are always elegant and need no further improvements by adding accessories.

If you choose to add accessories, avoid anything heavier, than light gold or silver chain with small and neat pendant, or you risk to spoil you natural Sedu look. The make-up is as close to the natural make-up-free appearance as possible.

Natural Sedu hair style is simple. The hair is either left lose and straight, with some curls at the bottom, or twisted into lose bun to express the naturalness of the image. Sometimes when hair is left lose it is better to pin up the framing tresses to show the face.

To create this Sedu hair style follow these steps:

1. Wash and condition the hair;

2. Let it air dry, if you have time, or make a quick blow dry with the cool shot;

3. Apply some styling mousse and make cool blow dry for 3-5 min;

4. Use straightener to ensure that you have absolutely Sedu straight hair;

5. Make curls in, or out at the bottom of the hair, or pin the hair in the bun leaving framing tresses lose to add naturalness.

Now you have absolutely natural Sedu style with fall-down full-length dress, and hair style that expresses the beauty of your natural image.

These are two main reasons why natural Sedu hairstyles are also popular among celebrities:

1. It is hard to impress someone with sophisticated hair style or dress, but natural image is bound to attract attention;

2. Great tension of the moment, when all cameras clicking, and people shouting, leaves no space to the head ache, which is usual for many women when they have a lot of pins in the hair that secure the hairdo.

The most popular celebrities that prefer to have natural Sedu prom hair style are Jennifer Aniston, Lindsay Lohan, Hillary Duff, and Angelina Jolie. They are well known for their simple, but elegant and smart styles that express their beauty.

Chic Sedu Hair Style

Such style is suitable for people who are not afraid to experiment. It usually involves some sophisticated hairdo, great and expressive dress with low neck, and expensive jewellery. It is easy to spot chic lovers among celebrities. Famous Jennifer Lopez, Nicole Kidman, and Charlize Theron are known for their fashionable Chic Sedu hair styles.

Things you need to do to have Chic Sedu style are following:

• Pick up a dress that is made of luxurious fabric with stiff corsage, low neck, and fall-down skirt of any length. It is important that the dress should be of bright color, no pastel shades are suitable for chic style.

• Choose impressive accessories like big necklace and earrings. It would look good with low neck and updo.

• Take high-heeled shoes of suitable color to match the dress and accessories. If you have sleeveless dress you may also wear gloves, they will add to your chic image.

• Make-up should be bright, but suitable. Its role is to underline your image, and not to ruin it. Everything should be matching, and not necessary the colors of the season, because everything that matches your image is fashionable in Chic Sedu style.

• Create a complicated hairdo. It is usually the hardest thing from the list. But you won’t have any trouble if you follow the steps below.

To create a Chic Sedu hair style, follow these steps:

1. Wash your hair and condition it;

2. Make quick towel drying and apply some styling mousse;

3. Blow dry the hair until it is completely dry;

4. Straighten the hair to tame and make it smooth;

5. Divide off front hair;

6. Create a twist of the bottom hair;

7. Make side parting for the front hair and turn both parts around the bottom twist;

8. To add extravagancy leave framing tresses, and curl them slightly;

9. Add hair accessories, which may be jeweled pins or flowers of the season, or some slides with decorative ornaments.

Now your Chic Sedu hair style is ready, and you have a look of “world-is-at-my-feet: woman.

Formal Sedu Hair Style

Formal Sedu hair style is appropriate for special occasions like your in-laws parties, your friend’s wedding, or corporate parties. It needs some formal dress of pastel, or contrast colors, that is white, black, or their combination, low-heeled shoes, strict hair style and formal pastel make-up.

Though it is rather old-fashioned, formal style is usually the best choice for any occasion, except for the friends’ disco parties or graduation ball. You have all comfort possible with simple and plain dress with knee-high straight skirt, and create impression of a serious and reliable person.

Pastel make-up adds naturalness to the image, while low-heeled shoes give you the ability to feel your legs after long hours spent on feet.

Sedu hair styles that go with this image should be simple, yet elegant, expressing your personality and beauty in every situation. The most popular hair styles are tight bun and low ponytail.

To create a Formal Sedu hair style follow these steps:

1. Wash and condition your hair;

2. Let it air dry, or make a cool blow dry;

3. Apply some styling mousse, and blow dry the hair for 3-5 min with the cool set;

4. Make low-pony tail with some elastic band, twist the tail around the band and secure it with pins. Use no hair accessories, if you want to look absolutely formal, or add some jeweled pins for happy and friendly occasions, like weddings;

5. You may leave the pony tail lose, only hide elastic band under some neat hair accessory.

After you’ve finished all steps, you receive formal Sedu hair style, which creates an impression of the beautiful, yet serious woman, who makes everything perfect in her life.

Vintage Sedu Hair Style

Vintage Sedu hair style is one of the latest innovations in the world of fashion. It is usually suitable for any celebrations and evening parties. The word “vintage” is French and its direct meaning is “twenty years”, but today vintage means some old fashion, brought up and renewed. For instance, Reese Witherspoon’s style at Oscar’s night this year is vintage. Her dress was of Victorian England style, and with matching hairstyle and pastel make-up it looked absolutely unique and adorable.

To create a Vintage sedu hair style you will need:

• To pick up a dress model that was popular not less than 20 years ago;

• Renew this model to suit modern fashion tendencies in fabric and accessories;

• Create pastel make-up with colors that match the dress;

• Choose accessories and jewellery that add charm to the image. You may want to have a handbag and shoes of the style popular in the same time period as your dress;

To create a Vintage sedu hair style, follow these steps:

1. Wash and condition you hair;

2. Make it air or blow dry;

3. Apply some styling mousse, and blow dry the hair for 3-5 min to remove any signs of uncontrollable hair;

4. Create any vintage Sedu hair style that will match your dress.

Vintage Sedu style is very beautiful and remarkable for any occasions, especially prom. It creates a mysterious air around you, adds to your personality special charm and loveliness. It is very easy to create, and it really distinguishes you.

Note that Sedu prom hair styles are not bound to those described above. I’ve tried to collect and present the most popular ones that gain our affection and trust by their beauty and Sedu nature. Sedu prom hair styles are numerous and various, though all have common aim: to express the Sedu nature of the women and present them as one-of-a-kind personalities.

Get a cheap home owner insurance quote

Home owner insurance is not always required. If you live in a home you own out right, with no lenders or financers you probably are not required to purchase a home owner’s insurance policy. Therefore, you can avoid that extra insurance bill every month. Good for you, right? Wrong.

Home owner’s insurance may seem like just another monthly bill; however, if you find yourself in a situation in which you’ve been robbed or your home has suffered water damage, fire damage, or any kind of damage from weather elements, those extra monthly insurance bills will suddenly seem like a wise idea. And, if your neighbor comes knocking at your door one day, only to fall down an icy stoop? Well, those extra monthly insurance bills will suddenly seem like an even wiser idea.

So, how can you get a cheap home owner insurance quote to protect yourself from tragedies and accidents? It’s simple, really – you just need to know how to cut corners; and I don’t been in a Scrooge-like, penny pinching way.

First, make indoor home improvements. This means checking out your electrical system, which could make your home a fire hazard, and plumbing system, which could make your home susceptible to water damage. Consider installing durable windows and sturdier locks. A safety alarm system isn’t a bad idea, either.

Next, make some outdoor home improvements. Fix any creaky steps, loose stones or concrete in your walkway, loose shutters and shingles, and get rid of any scrap metal you plan to build something with, but neighborhood kid might want to use as a plaything.

Finally, store all of your very precious and irreplaceable valuables in a safety deposit box in the bank. Period.

Making these safety changes will show home owner insurance companies you’re serious about keeping your home, your family, your valuables, and your visitors safe, thus encouraging them to give you a cheap home owner insurance quote.

Web design scannability

Would it interest you to know that most web users don’t come to your site to appreciate the attractiveness of the design? That’s not to say that an attractive web design isn’t important. However, the majority of site visitation happens because the consumer was motivated to look at your site to see if you could give them a reason to purchase from your ecommerce business.

The web is based on small resolution sizes. The words read online aren’t even as clear as newsprint. The pictures are often low resolution and a computer screen can tax the best of vision.

Practical Application

One of the most cost effective applications this information can produce is that you may not need a website filled with all the toys such as Java Script or Flash design. These tools add spice to your website, but can often detract or even annoy visitors who are simply looking for information they expect to find on your website.

A well ordered website can reap incredible rewards for ecommerce business. Effective bullet points, keywords or phrases accented in bold type and an easy to navigate page may have a greater impact on your ecommerce web design than anything.

What this may also mean is that the web design options you can chose from may expand.

Self-Directed Design

You see, if you know what will help make your site better you can self-direct the development of the site through template rich designs that allow you total control over the text in an easy to use environment that does not require the use of complicated code or extended training seminars to use.

Obviously many web design experts would rather have you seek an alternative using their personalized service, but in the end you have a stronger interest in the success of your website than a hired web developer. If you can utilize the tools available to make your site user friendly and highly scannable you will likely find you can achieve your own success in web design.

Writing for the Web

Content writing for web pages is not the same as writing for any other type of content. Thoughts must be compact and content must be scannable. This means when you write for the web you must help your reader find the subject they are most interested in using a sub-heading or indexing system that allows a quick scan to determine if your web page contains the information they need.

Even if your website does not contain the exact information your visitor wants they may be pleased to know it didn’t require extended reading to make that determination. In turn the visitor may venture to other pages of online content to determine if you have the information they need elsewhere on your site.

Radiant floor heat it warms your soles but it doesn t empty your pockets

There is no doubt that radiant floor heating is a superior method of heating your home. Its popularity is steadily increasing as people discover that not only is it the most comfortable form of heating, but also the most cost efficient.

Though comfort and cost are the two biggest benefits of this heating system there are many others:

-Silent operation – no hum or whistle of a forced air system.

-Inconspicuousness of the system – you don’t see vents or air blowing.

-A healthier home – forced air systems can spread dust, pollen, and germs.

-Even, quiet warmth: even with wood, tile, or uncovered concrete floors.

-Also, radiant heat is less likely to dry out your breathing passages and skin.

The warmth of the floor on a cold winter morning would probably be enough to convince a lot of people that radiant floor heating is the best thing since sliced bread. However, after discovering the cost savings, there is usually no going back.

Radiant floor heating concentrates the heat in the lower half of a room where the human body needs it most. Since heat is evenly distributed in the floor, the thermostat can be set 2 – 4° less than a forced air heating system. This can reduce energy cost by 10-30%. Homes and building with high ceiling will save even more in heating costs as heat generated by forced air systems quickly rises to the top of these structures, where it is of little use.

Whereas a forced air system delivers heat which quickly rises to the ceiling – a radiant floor heating system radiates heat from the floor and delivers the heat evenly throughout the rooms.

In a radiant floor heating system warm water circulates through tubing beneath the floor. This turns the flooring into an efficient, low temperature radiator.

Though Radiant Floor heating is not a complicated system, there are components which are required, and that the homeowner should be aware of – The Heating Source, The Boiler, The Pump and the Tubing.

The heating source can be electricity, solar, natural gas, propane, oil, wood, or any other heating source.

The boiler, with a certified efficiency rating houses the water to be heated. This same boiler can also be used to heat the pool, snow melting, heating a hot tub, or and domestic hot water needs.

A Pump is required to circulate the water though the tubing located under the floor.

The tubing for a radiant floor heating system is located either in the concrete, under wood subfloors, or on a subfloor of wood, precast concrete or concrete slab-on-grade, then covered with gypsum.

Once a homeowner makes the decision to install radiant floor heating system, contacting the right installer is imperative.

Some companies who design radiant floor heating systems may also install the system.

A qualified System Designer and a qualified System Installer will work together and know which components work well together, capacities of various systems, special considerations for installations in your area, and manufacturers’ warranties and reliability.

The designer should do a room-by-room heat loss analysis of your home or building done as well as a step-by-step system sizing process.

Impress your date with forex trading lingo

Major and Minor Currencies

The seven most frequently traded currencies (USD, EUR, JPY, GBP, CHF, CAD, and AUD) are called the major currencies. All other currencies are referred to as minor currencies. Do not worry about the minor currencies, they are for professionals only. Actually, on this site we will only be covering what we call the Fab Five (USD, EUR, JPY, GBP, and CHF). These pairs are the most liquid and are the only currencies we actually trade.

Cross Currency

A cross currency is any pair in which neither currency is the U. S. dollar. These pairs exhibit erratic price behavior since the trader has, in effect, initiated two USD trades. For example, initiating a long (buy) EUR/GBP is equivalent to buying a EUR/USD currency pair and selling a GBP/USD. Cross currency pairs frequently carry a higher transaction cost. The three most frequently traded cross rates are EUR/JPY, GBP/EUR, and GBP/JPY.

Base Currency

The base currency is the first currency in any currency pair. It shows how much the base currency is worth as measured against the second currency. For example, if the USD/CHF rate equals 1.6350, then one USD is worth CHF 1.6350. In the Forex markets, the U. S. dollar is normally considered the “base” currency for quotes, meaning that quotes are expressed as a unit of $1 USD per the other currency quoted in the pair. The primary exceptions to this rule are the British pound, the Euro, and the Australian dollar.

Quote Currency

The quote currency is the second currency in any currency pair. This is frequently called the pip currency and any unrealized profit or loss is expressed in this currency.

Bid Price

The bid is the price at which the market is prepared to buy a specific currency pair in the Forex market. At this price, the trader can sell the base currency. It is shown on the left side of the quotation.

For example, in the quote EUR/USD 1.2812/15, the bid price is 1.2812. This means you can sell on U. S. dollar for 1.2812 Euros.

Ask Price

The ask is the price at which the market is prepared to sell a specific currency pair in the Forex market. At this price, you can buy the base currency. It is shown on the right side of the quotation.

For example, in the quote EUR/USD 1.2812/15, the ask price is 1.2815. This means you can buy one U. S. dollar for 1.2815 Euros. The ask price is also called the offer price.

Bid/Ask Spread

The spread is the difference between the bid and ask price. The “big figure quote” is the dealer expression referring to the first few digits of an exchange rate. These digits are often omitted in dealer quotes. For example, the USD/JPY rate might be 118.30/118.34, but would be quoted verbally without the first three digits as “30/34”.

Quote Convention

Exchange rates in the Forex market are expressed using the following format:

Base currency / Quote currency Bid / Ask

Transaction Cost

The critical characteristic of the bid/ask spread is that it is also the transaction cost for a round-turn trade. Round-turn means both a buy (or sell) trade and offsetting sell (or buy) trade of the same size in the same currency pair. In the case of the EUR/USD rate of 1.2812/15, the transaction cost is three pips.

The formula for calculating the transaction cost is:

Transaction cost = Ask Price – Bid Price

Pip

A pip is the smallest unit of price for any currency. Nearly all currency pairs consist of five significant digits and most pairs have the decimal point immediately after the first digit, that is, EUR/USD equals 1.2538. In this instance, a single pip equals the smallest change in the fourth decimal place, that is, 0.0001. Therefore, if the quote currency in any pair is USD, then one pip always equal 1/100 of a cent.

One notable exception is the USD/JPY pair where a pip equals $0.01.

Margin

When you open a new margin account with a Forex broker, you must deposit a minimum amount with that broker. This minimum varies from broker to broker and can be as low as $100 to as high as $100,000.

Each time you execute a new trade, a certain percentage of the account balance in the margin account will be earmarked as the initial margin requirement for the new trade based upon the underlying currency pair, its current price, and the number of units traded (called a lot). The lot size always refer to the base currency.

For example, let's say you open a mini-account which provides a 200:1 margin or .5% margin. Mini-accounts usually trade mini-lots which are $10,000. So if you were to open one mini-lot, instead of having to provide the full $10,000, you would only need $50 ($10,000 x .5 = $50).

Leverage

Leverage is the ratio of the amount used in a transaction to the required security deposit (margin). It is the ability to control large dollar amounts of a security with a relatively small amount of capital. Leveraging varies dramatically with different brokers, ranging from 10:1 to 400:1.

Margin + Leverage = Possible Deadly Combination

Trading currencies on margin lets you increase your buying power. If you have $5,000 cash in a margin account that allows 100:1 leverage, you could purchase up to $500,000 worth of currency because you only have to post one percent of the purchase price as collateral. Another way of saying this is that you have $500,000 in buying power.

With more buying power, you can increase your total return on investment with less cash outlay. But be careful, trading on margin magnifies your profits AND losses.

Margin Call

All traders fear the dreaded margin call. This occurs when your broker notifies you that your margin deposits have fallen below the required minimum level because an open position has moved against you.

Trading on margin can be a profitable investment strategy, but it is important that you take the time to understand the risks. You should make sure you fully understand how your margin account works. Be sure to read the margin agreement between you and your broker. Talk to your broker if you have any questions.

The positions in your account could be partially or totally liquidated should the available margin in your account fall below a predetermined threshold. You may not receive a margin call before your positions are liquidated (the ultimate unexpected birthday gift).

Margin calls can be effectively avoided by monitoring your account balance on a very regular basis and by utilizing stop-loss orders (discussed later) on every open position to limit risk. For ease of use, most online trading platforms automatically calculate the profit and loss your open positions.

Finding the cheapest health insurance quote

Finding the cheapest health insurance quote is one of the most important tasks for any consumer. You need to take care of certain factors before you compare quotes of different insurance providers. Let’s see how you can get the cheapest health insurance quote in the most comfortable manner.

Do a thorough research

Always gather sufficient information before investing in any quote for your health insurance. A better understanding will help you pull the best possible quote. If you invest time today, you will surely get the benefit later.

Comparing different quotes

It’s not a tedious task to get quotes from leading insurers and compare them to get the best value. If you are looking at comparing insurance quotes of two companies, do not compare just on the basis of the rates. Instead, consider other related factors that contribute in giving you a package covering all your requirements. If you are comparing different health plans offered by two different service providers, always evaluate the given plans having almost same features in terms of benefits and coverage.

Compare quotes on web

The best and the easiest way to compare the quotes is an online comparison. You can find several websites offering online quotes comparison service. You just need to give your zip code as an input and you can access instant online health insurance quotes. Do not fall prey to websites selling health insurance as they can supply false and misleading quotes information.

Don't get lured by lower deductibles

No doubt getting a lower deductible seems like a profitable deal. But, avoid short-term benefits and think in terms of long run by choosing higher deductible. If you opt for a lower deductible, you’ll end up paying a higher premium.

Viking trekkies

History weaves its influence into pop culture via many avenues ... One of the strangest is the Viking influence on Star Trek, especially The Next Generation.

Ever since that series found the airwaves, I've often wondered if one or more of its writers were descended from peoples who endured raids from the North and then used this show to exact their version of revenge.

I've always been interested in the influence that the Viking era had on western civilization, which is considerable. Here are but a few examples:

1. Vikings created the first governing legislature of 'common' citizens in history, calling their parliament a thing, which is also where the English language derived that word.

2. Viking law was the first in Europe, at least, to conduct trials with a jury of the accused's peers.

3. It was virtually 500 years before any other culture would design a ship that could travel as swiftly as a Viking dragonship (and let's not forget that those ships sailed to North America 500 years before Columbus did).

4. Four of the seven days of the week --- in the English language --- are named after Viking gods:

a. Tuesday, for Tyr - the god of truth,

b. Wednesday, for Odin - the 'Allfather' of Viking gods,

c. Thursday, for Thor - the 'thunder' god, and

d. Friday, for Frigg - Odin's first wife.

(Some scholars argue the latter is named for Frey, the god of fertility, but I'll stick with the Oxford Dictionary version, which gives the honor to Frigg.)

5. William the Conqueror was a Viking descendant; enough said. Vikings dominated England for 300 years, so much of their language influenced English. The suffix '-by' is the Viking word for 'village,' hence city names such as Rugby and Grimsby, to name only two. The suffixes '-bury' and '-berry' are Anglicized spellings of the word 'berg' (pr: 'berry'), the Viking word for 'mountain,' hence names such as Shrewsbury, Queensbury and Shaftsbury refer to nearby landmarks.

Elsewhere, the Slavic peoples' name for Vikings was 'Rus,' meaning 'rowing men.' Viking dominance of the Slavic river systems was so prevalent that the region became known as 'Russia.' In France, King Charles the Simple was so fed up with Viking attacks on Paris that he ceded them land in exchange for a cessation of raids. The French word for Viking was 'Norman,' and the ceded region became known as Normandy. The Viking chieftain who accepted these terms was the famous Rolf the Walker (so named due to his height, as no horse was big enough to carry him); Rolf, incidentally, was the forebear of William the Conqueror. Anyway, you get the idea. The Vikings may be gone, but their mark on our lives, even today, is indelible.

Still, it's mildly surprising to see the Viking stamp on one of the most popular science fiction series of the modern era. Not surprisingly, their 'presence' seems to be personnified by the villains.

Take the Klingons. Until they became uneasy allies of the Federation, they were the scourge of that galactic quadrant which bordered 'ours.' Their interstellar warriors' ultimate honor was to die bravely and loudly in battle. Well, back in the day, that was every Viking's ultimate honor, too. Such bravery was seen as the only way to earn an eternity in Valhalla, Odin's castle of the 'chosen' slain, where only the most valiant would reside forevermore in Viking nirvana, which consists of fighting all day and partying all night. I cannot recall the episode, but it seems the Klingons thought that was a great way to while away the afterlife, themselves.

Those guys were holdovers from the original Star Trek series and the Next Generation writers didn't have the license to make them much more sinister than that. So, they went farther into space to find two other Viking caricatures.

One was the Ferengi. The casual Trekkie might think them to be inspired by Shakespeare's stereotypical 'Shylock' in the Merchant of Venice, but the studied Viking historian notes a deeper connection of names. Vikings were known to be traders as much as fighters, and were very hard bargainers in every sense of the word. Ultimately, the King of Byzantium (which became Constantinople and is now known as Istanbul) capitalized on both of these traits and created a regiment of Viking mercenaries to become his own elite storm troopers, known as his Varangian Guard. The origin of this title was a Viking term that referred to a 'sharer of spoils,' and Varangians indeed became the best-paid troops of their time. Their ultimate goal was great wealth, and most of them got it in one way or another.

The last of the great Vikings, Harald Hardraada --- who also reigned as a great Norwegian king --- spent time as a Varangian. Legend said he stood seven feet tall, probably because his physical stature was such that he actually did tower over his adversaries. This claim was, no doubt, 'stretching' reality a bit, but he was much more typical in appearance for a Varangian than are the Trek race they inspired! Comparisons between Varangians and Ferengi may be subtle, but there is no mistaking the connection. Nothing was subtle, though, about the Trek writers' next and most ominous incarnation of Viking stereotypes --- the Borg.

Even the name is Nordic. 'Borg' (actually pronounced 'bor-ee' in Old Norse) is the Viking word for 'fortress,' which conjures an accurate vision of their spacecraft.

Vikings fought as a collective. In one famous instance, during one of those annual sieges of Paris, the French king du jour wanted to negotiate a settlement. He was quoted as asking, "Who is your leader?" The response is one of the most famous in Viking lore: "We're all equals!" Sound familiar, Trekkies?

Vikings were known for assimilation, too. However, theirs was the opposite of the Borg. Vikings who settled in foreign lands adapted to the local customs. William, for example, spoke French. Kiev was a Viking outpost and the first 'royal' family there was of Viking blood. Their offspring took Slavic names and spoke the local language. Yet, as I stated earlier, the Viking influence did remain. There was only one Viking empire --- King Knut's realm of Scandinavia and the British Isles lasted for 30 years --- but traces of Viking life and culture spanned all of Europe.

During the Viking era, almost every mass prayer in a European church was prefaced by 'Deliver us, O Lord, from the wrath of the Northmen.' While I do wonder if that's how Guinan (played by Whoopi Goldberg) and her planet prayed (they were among the Borg's conquests), it's clear that's how the Federation felt. Until the Enterprise found a way late in the series, resistance was futile.

That's clearly more than the Trek's writers could say. They couldn't and didn't resist taking their liberties with Viking lore. In spite of their efforts, though, the most noble of all Viking deeds remains entrenched in the Star Trek universe, given homage before every episode. Perhaps that's the ultimate irony, because in an era when other cultures feared to venture beyond view of their coastlines, the Vikings --- as evidenced by their voyages to the New World in 1000 AD --- boldly went where no man had gone before.

And they did it without a script.